MLK Day: Building a Legacy Through Home Ownership

Reflecting on a Vision of Equity Every January, we pause to honor the life and legacy of Dr. Martin Luther King Jr. We often remember his words on equality, justice, and peace. However, Dr. King also fought deeply for economic justice. He understood that a family’s ability to own a home is a fundamental pillar […]

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New Year, New BAH: Maximizing Your 2026 Rates

Understanding the 2026 BAH Increase The calendar has turned to 2026, and for nearly one million service members, that means a change in their monthly housing allowance. The Department of Defense recently implemented a national average increase of 4.2% for Basic Allowance for Housing (BAH). This change took effect on January 1, 2026. For military

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Post-Holiday Financial Reset: Getting Mortgage-Ready

The holidays are over, and PCS season is approaching. Learn how to reset your finances and prepare for a mortgage in the 2026 market. Focus on credit health, debt-to-income ratios, and maximizing your VA loan benefits. The New Year Mortgage Mindset The holiday season often leaves even the most disciplined military families with a “financial

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Looking Ahead to Real Estate Trends for 2026

A Return to Market Stability The real estate market is finally finding its footing. After years of “frozen” inventory and high interest rates, 2026 is shaping up to be the year of the “Great Housing Reset.” For military families, this means a shift away from the chaotic bidding wars of the past toward a steadier,

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Holiday Hosting for Families in Smaller Spaces

The Heart of Holiday Hosting Hosting during the holidays is a generous act of service. It typically involves managing a long list of responsibilities: planning a menu, decorating the home, and ensuring every guest feels welcome. For military families, this often means opening your “home of the moment” to fellow service members who cannot travel

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2025 Tax Deductions for Military Homeowners: What to Prepare Now

The Homeowner’s Tax Advantage Owning a home is a cornerstone of building financial security. It also comes with significant tax benefits. For many taxpayers, the federal deduction for homeownership expenses is a major reason to itemize their deductions. If your itemized deductions are greater than the standard deduction, you should itemize. The core homeowner deductions

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Home Search During the Holidays: A Buyer’s Advantage

The Unique Challenges of a Holiday Home Search Military life rarely follows the traditional real estate calendar. PCS orders can arrive at any time. This means you may find yourself house hunting during the busy holiday season. This timing presents real challenges for military families. First, you will find less inventory. Many sellers pull their

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Winter Curb Appeal: How to Make Your Home Shine in Cold Weather

The Winter Home Sale Challenge for Military Families Selling your home is never easy. Selling it during the cold, short days of winter adds extra complexity. This challenge can feel magnified for military families facing a tight Permanent Change of Station (PCS) timeline. You may not have the luxury of waiting for spring. One major

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How to Show Gratitude for Your Current and Past Military Communities

This is the season of Thanksgiving. It’s a time when we pause to gather, reflect, and give thanks for our “home.” But for military families, the concepts of “home” and “family” are unique. “Home” is often a house we’ve only been in for 18 months. “Family” is frequently the “chosen family” we build at each

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Tips for Military Families Planning for a Future Home Purchase

You have your orders, or at least you know they’re coming. A PCS in the next 4-8 months means you’re already in a race against the clock. Amid the out-processing checklists and school research, you have a major decision to make: should you buy a home at your new duty station? As a real estate

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