Resources

Navigating schools & PCS: how to research from afar

The PCS School Search Challenge A Permanent Change of Station (PCS) move often feels like a giant puzzle. For families with children, the most critical piece is finding the right school. Most parents start their search on popular rating websites. While these sites provide data on test scores, they often miss the “heart” of a […]

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President’s Day: Tax Perks for Military Home Owners

Honoring Service Through Financial Benefits President’s Day is a time to reflect on the leadership that has shaped our nation. For those currently serving and our veteran community, it is also a great time to review the unique financial “thank yous” built into the American tax code. As a real estate professional, I often see

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VA Loan vs. Conventional: Which Wins in 2026?

The 2026 Mortgage Landscape The real estate market of 2026 has brought a welcome sense of stability for military families. With national mortgage rates settling into the low 6% range, the “wait and see” approach of previous years is fading. However, as a service member or veteran, you face a unique choice: should you leverage

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Pre-PCS Credit Score Boost: The 90-Day Plan

The Importance of Credit in the PCS Cycle A Permanent Change of Station (PCS) move is often a whirlwind of orders, packing, and goodbyes. However, if your goal is to buy a home at your next duty station, your credit score is your most important asset. A higher score unlocks lower interest rates. For a

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Home Security & Smart Tech for Your Next Duty Station

The Modern Haven for Military Families A Permanent Change of Station (PCS) move brings a long to-do list. You find a house, enroll the kids in school, and unpack endless boxes. However, your first priority should be safety. In 2026, home security has moved far beyond simple door locks. For military families, smart technology is

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Post-Holiday Financial Reset: Getting Mortgage-Ready

The holidays are over, and PCS season is approaching. Learn how to reset your finances and prepare for a mortgage in the 2026 market. Focus on credit health, debt-to-income ratios, and maximizing your VA loan benefits. The New Year Mortgage Mindset The holiday season often leaves even the most disciplined military families with a “financial

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Winter Curb Appeal: How to Make Your Home Shine in Cold Weather

The Winter Home Sale Challenge for Military Families Selling your home is never easy. Selling it during the cold, short days of winter adds extra complexity. This challenge can feel magnified for military families facing a tight Permanent Change of Station (PCS) timeline. You may not have the luxury of waiting for spring. One major

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Tips for Military Families Planning for a Future Home Purchase

You have your orders, or at least you know they’re coming. A PCS in the next 4-8 months means you’re already in a race against the clock. Amid the out-processing checklists and school research, you have a major decision to make: should you buy a home at your new duty station? As a real estate

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Home Renovation Projects to Consider Before the End of the Year

The end of the year is the perfect time to plan. We review our finances, set goals, and look at the year ahead. For military homeowners, this is also a critical window to assess your home. With a potential PCS (Permanent Change of Station) always on the horizon, your home isn’t just a place to

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Refinancing and Interest Savings Explained

The Federal Reserve and Mortgage Rates For the first time in several years, we are seeing mortgage rates come down. This is a direct result of the Federal Reserve (The Fed) easing its monetary policy. The Fed sets the Federal Funds Rate. This is the rate banks use to lend to each other overnight. While

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